Last Updated: [Aug 30-2025]

1. Agreement to Terms
By accessing or using the Capital-AI Chatbot service ("the Service"), you agree to be bound by these Terms of Service.

2. The Service
We provide an AI-powered chatbot that generates responses based on user inputs. The Service is provided for general informational and assistance purposes. We do not guarantee the accuracy, completeness, or usefulness of the AI's responses. The AI output is not legal, medical, financial, or professional advice.

3. User Accounts
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4. Acceptable Use
You agree not to use the Service to:

• Generate harmful, abusive, fraudulent, or illegal content.

• Infringe upon the intellectual property rights of others.

• Upload or transmit any malware or malicious code.

• Attempt to reverse engineer, decompile, or discover the source code of our AI models.

• Use the service for any high-risk activities where failure or error could lead to physical or financial harm.

5. Intellectual Property

• Our Rights: We own all rights, title, and interest in and to the Service, including our AI models, software, and branding.

• Your Content: You retain ownership of the prompts and inputs you provide to the Service. By providing inputs, you grant us a license to use that content to operate, improve, and train the Service.

• Output: Subject to your compliance with these terms, you own the content the AI generates for you. However, due to the nature of AI, similar outputs may be generated for other users.

6. Disclaimer of Warranties
The Service is provided on an "AS IS" and "AS AVAILABLE" basis without any warranties of any kind, express or implied.

7. Limitation of Liability
To the fullest extent permitted by law, Capital-AI Chatbot shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the Service.

8. Termination
We may suspend or terminate your access to the Service immediately, without prior notice, for any reason, including if you breach these Terms.

9. Governing Law
These Terms shall be governed by the laws of United State, without regard to its conflict of law provisions.

10. Changes to Terms
We reserve the right to modify these terms at any time. Your continued use of the Service constitutes acceptance of the revised terms.